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6 Stirring Savings Interest Calculator

Template Excel Free Sample Personal Budget Sheets Userform Data Entry Spreadsheet Templates 6 Stirring Savings Interest Calculator

root. Spreadsheet Templates. March 06th , 2021.

Spreadsheet123 brings to you Savings Interest Calculator that can help you in calculating the compound interest earned on the savings account during a period. The calculator estimates accurately, the total money saved in your saving accounts after the tax deductions and withdrawals.

This easy to use sheet is divided into four sections:

The calculator also helps in calculating the profit or loss earned on the savings account, accurately and effectively. Using the template you can plan your future in a better way and can get prepared to handle any unforeseeable financial crisis. It is very important that we make savings to secure our future and ensure all our long term goals are achieved.

The First section of the Savings Interest Calculator sheet is Savings Plan Entries. It allows you to record the details about your saving plan like:

Once you have made all the entries , you will get to see the total money saved for a period.

The template has pre-defined formulas that automatically generates the results and summarize them under the summary of the Savings Plan. Savings interest calculator automatically calculates the total amount invested and withdrawn. It also calculates the future value of the contributions made and the cumulative interest earned. This section also provides clarity of profit and loss made after paying all the taxes. You also get to know the exact value of the tax you paid over the years.

The last section displays the Savings Projection Chart where you get a detailed breakup for the contributions and cumulative amounts. The two formats of projections displayed are:



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Graphical Projections - displays a graph of amount earned on one axis and the number of years for which the interest needs to be calculated over the other. For the sake of clarity, the graph has three areas displayed in different colours to show investment, interest and tax amounts.

Tabular Projections - displays the actual balance at the end of year after considering applicable interest rates, interest amount and tax amount on scheduled deposits. The table also displays cumulative values of the deposits, interest, taxes for each year.

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