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5 Wonderful Free Yearly Budget Calculator

Download Budget Plan Template Printable Expense Tracker In Excel Responsive Invoice Email Templates 5 Wonderful Free Yearly Calculator

root. Budget Templates. March 03rd , 2021.

The bellsroarmusic Yearly Budget Calculator is a powerful new combination of our Family Budget Planner and Monthly Budget spreadsheets. This budget calculator is designed to help you create and manage your budget on a monthly basis, all within a single worksheet. It allows you to (1) easily add or remove budget categories, (2) plan for irregular expenses, (3) plan based on a variable income, and (4) make future predictions to aid in decision making.

The Yearly Budget Calculator is a simple Excel spreadsheet that requires very little knowledge of Excel. If you want to edit or add categories, just make sure to use row operations (copying/cutting/inserting/deleting entire rows). Double-check formulas if you make any major changes or if you change the order of the categories.

Features of this Budget Calculator

How to Use the Budget Calculator

Instructions: I've included a fairly extensive set of instructions and tips in the Instructions worksheet. Please read through the instructions before asking me questions about how to use the budget calculator.

  1. Enter your Current Balance as of Month 1. This will usually be the sum of the balances in your spending account(s).
  2. Edit, Add, or Delete sub-categories as needed. Remember the note about copying/inserting entire rows.
  3. Modify the Month labels as needed, depending on when you are starting your budget.
  4. Create your budget. There is a lot of information about this step inside the budget calculator Instructions worksheet, including the following:

Budget Guideline #1 - Total Allocation or "It All Goes Somewhere"

Budget Guideline #2 - Be Specific

Irregular Expenses

Variable Expenses

Enter Actual Income and Expenses. Add cell comments as needed to explain the purchases. Use formulas like "=23+12+43" to add amounts from your various receipts. Generally, people use Quicken or other software to keep a record of transactions. If you set up your budget categories the same in the spreadsheet and whatever budget software you are using, you can use the software to generate reports and then enter the amounts into your budget calculator spreadsheet.



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Each month, enter the actual ending balance like you did in Step 1. Resolve any differences between the actual ending balance and the Projected End Balance, by looking for mistakes, expenses you may have left out, etc.

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